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47 Holy Cross, Oakland, MD 21550

$6,499,900
  • 47 Holy Cross, Oakland, MD 21550 Main Photo

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BEDS8 BATHS8 full 1 partial SQUARE FEET11,417 MLS#MDGA2010560
STATUSACTIVE PROPERTY TYPEResidential - Single Family SUBDIVISIONRESERVE AT HOLY CROSS SCHOOLGARRETT COUNTY PUBLIC SCHOOLS

Property Description

Luxury lakefront living at its peak. This 11,417 sq ft masterpiece sits on 1.65 acres in The Reserve at Holy Cross with 345 feet of Deep Creek Lake frontage and an engineered DNR-approved sea wall. Crafted in 2016, the home features timber-framed vaulted ceilings, wide-plank hardwood floors, and panoramic lake views from nearly every room. The commercial-grade kitchen anchors the main level with a sprawling island, Wolf range, and access to a four-season room that opens fully to the outdoors through custom bi-fold doors. The main-level primary suite spans nearly 900 sq ft with a private balcony, soaking tub, his-and-her vanities, and a massive walk-in closet. Enjoy five fireplaces, an indoor pool with fountains and a full bath, and three levels of outdoor living, including an outdoor kitchen, built-in hot tub with gazebo, outdoor shower, and deck drainage system to keep lower levels dry. Entertain with ease in the rec room with an industrial-style bar, climate-controlled wine cellar, and fully equipped gym. Three attached garages connect to a locker-style mudroom, with a lower-level garage ideal for a side-by-side or lake toys. Radiant heat, a whole-house generator, and three dock slips make this property as functional as it is flawless. A rare opportunity to own a true statement home in one of Deep Creek Lake’s most prestigious communities. Call today for your private tour!

47 Holy Cross | MLS# MDGA2010560

This single family home located at 47 Holy Cross, Oakland, MD 21550 is currently listed for sale with an asking price of $6,499,900. This property was built in 2016 and has 8 bedrooms and 8 full and 1 partial baths with 11417 sq. ft. Holy Cross is located in the RESERVE AT HOLY CROSS subdivision within the GARRETT COUNTY PUBLIC SCHOOLS school district. Search RESERVE AT HOLY CROSS real estate on www.lynseybennettrealtor.com today.

Property Features

Property Type: Residential - Single Family
Basement: Fully Finished, Walkout Level, Windows, Connecting Stairway
Basement: Yes
Cooling: Ceiling Fan(s), Central A/C
Fireplaces: 3
Fuel Type: Propane - Owned
Garage: 3
Heating: Heat Pump(s), Radiant, Zoned
Home Style: Contemporary
Lot Size: 1.64 Acres
Stories: 3.0
Taxes: $50,098
Year Built: 2016

Feature Descriptions

Additional Structures: Above Grade, Below Grade
Appliances: Dryer, Washer, Cooktop, Dishwasher, Exhaust Fan, Freezer, Disposal, Microwave, Refrigerator, Extra Refrigerator/Freezer, Icemaker, Stove, Water Dispenser
Community Amenities: Water/Lake Privileges
Exterior: Hot Tub, Outside Shower
Exterior: Stone, HardiPlank Type
Fireplace: Gas/Propane
Flooring: Hardwood
HOA Fee: $2000.00/Annually
Interior: Ceiling Fan(s), Wet/Dry Bar, Wood Floors, Wine Storage, Floor Plan - Open, Window Treatments
Lake Name: DEEP CREEK LAKE
Location: Lake
Lot: Premium
Lot Dimensions: 1.64 Acre(S)
Parking Features: Paved Driveway
Parking Notes: 3 Total Parking Spaces
Rooms: Living Room, Dining Room, Primary Bedroom, Bedroom 4,Bedroom 5,Kitchen, Den, Foyer, Sun/Florida Room, Exercise Room, Laundry, Loft, Mud Room, Other, Office, Recreation Room, Utility Room, Bathroom 1,Primary Bathroom, Full Bath, Half Bath
Sewer: Public Sewer
Special View Info: Water
SQFT Above Finished: 7617
SQFT Below Finished: 3800
SQFT Total Finished: 11417
Structure Type: Detached
Swimming Pool: Indoor
Total Garage/Parking Spaces: 3
Water: Well
Water Access: Boat - Powered, Canoe/Kayak, Fishing Allowed, Swimming Allowed, Private Access
Waterfront: Private Dock Site
Windows: Screens

Room Sizes

Mud Room: 5 x 7 Level - Main
Laundry: 14 x 15 Level - Main
Foyer: 18 x 11 Level - Main
Half Bath: 7 x 6 Level - Main
Kitchen: 13 x 27 Level - Main
Dining Room: 15 x 16 Level - Main
Living Room: 40 x 24 Level - Main
Sun/Florida Room: 19 x 19 Level - Main
Office: 13 x 14 Level - Main
Primary Bedroom: 19 x 24 Level - Main
Primary Bathroom: 19 x 13 Level - Main
Den: 14 x 20 Level - Upper 1
Laundry: 3 x 8 Level - Upper 1
Primary Bedroom: 15 x 9 Level - Upper 1
Primary Bathroom: 9 x 13 Level - Upper 1
Loft: 8 x 12 Level - Upper 1
Primary Bedroom: 11 x 12 Level - Upper 1
Primary Bathroom: 7 x 5 Level - Upper 1
Bedroom 4: 9 x 18 Level - Upper 1
Primary Bedroom: 12 x 16 Level - Upper 1
Primary Bathroom: 11 x 9 Level - Upper 1
Bedroom 5: 31 x 26 Level - Upper 1
Bathroom 1: 9 x 9 Level - Upper 1
Full Bath: 9 x 9 Level - Upper 1
Recreation Room: 43 x 24 Level - Lower 1
Primary Bedroom: 10 x 16 Level - Lower 1
Primary Bathroom: 10 x 10 Level - Lower 1
Laundry: 13 x 12 Level - Lower 1
Exercise Room: 18 x 23 Level - Lower 1
Primary Bedroom: 18 x 15 Level - Lower 1
Primary Bathroom: 5 x 13 Level - Lower 1
Other: 27 x 52 Level - Lower 1
Full Bath: 6 x 7 Level - Lower 1
Utility Room: 21 x 13 Level - Lower 1

Local Schools

High School: SOUTHERN GARRETT HIGH
Middle School: SOUTHERN
School District: GARRETT COUNTY PUBLIC SCHOOLS

Listed By / Shown By

Listed By

Agency Name: Railey Realty, Inc.
Agency Phone: 3013872000

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Estimated Payment

$ 20,536.60 per month $14,465.96 Principal & Interest $4,174.83 Property Tax $1,895.80 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/18/2026. The listing information on this page last changed on 03/18/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 03/18/2026 12:01:02 AM EST) or Bright MLS (last updated Tue 03/17/2026 11:50:02 PM EST). Real estate listings held by brokerage firms other than Berkshire Hathaway HomeServices Homesale Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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Lynsey Bennett 

16 Greenmeadow Drive, Suite 300, Timonium, MD 21093
410-561-0044

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